Mobile tech providers are racing to incorporate EMV chip-and-PIN or chip-and-signature security into their offerings. But many of these companies are taking fundamentally different approaches to linking EMV and mobile technology.
Why Not Both?
Ingenico’s Roam isn’t choosing a signature-only approach like Square’s upcoming readers or a PIN-only approach like PayPal’s non-U.S. product. Roam offers both options in the U.S., but not at the same cost. Price-sensitive merchants may prefer its chip-and-signature device, while merchants that require more security will want PIN.